To develop a financial strategy for your future, it’s important for you to see a complete, 360-degree view of your financial picture, including how your retirement assets are integrated and work with one another.
Retirement income strategies are not just for the wealthy. With people living longer, a potential drawback is the greater possibility of outliving your savings — creating all the more reason to develop a retirement income strategy designed to last a longer lifetime.
In addition to the traditional retirement planning strategies and methodologies, when appropriate, incorporate our Safely Structured Retirement Planning Strategy.
What is a Safely Structured Retirement Planning Strategy?
A Safely Structured Retirement Planning Strategy (SSRPS™), considered a “Modern Financial Planning Discipline”, uses insured, financially guaranteed retirement products for growing and protecting assets, growing and protecting retirement income, and/or growing and protecting one’s estate as well as protecting the assets and income needs for a special needs trust.
Why create an SSRPS™ ?
With a well-assembled SSRPS, you will have shifted several points of risk—market volatility, longevity risk, and inflation risk—from the individual back to the insurance company. When a consumer utilizes only traditional financial planning products and assets such as stocks, bonds, or other securities, they assume all risks (as individuals, by themselves).